SIP Calculator
Calculate wealth gain and expected returns for your monthly Mutual Fund SIP investments.
SIP Details
Total Expected Value
₹11,61,695
Total Invested
₹6,00,000
Wealth Gained
+₹5,61,695
By investing ₹5,000 every month for 10 years at 12% expected return, your wealth grows by 94% due to the power of compounding.
About SIP Calculator
What is an SIP?
SIP stands for Systematic Investment Plan. It is a method of investing in Mutual Funds where you invest a fixed amount of money at regular intervals (usually monthly). This approach averages out your purchase cost and uses the power of compounding to build wealth over time.
How to use this calculator
- Enter your Monthly Investment amount.
- Enter the Expected Return Rate (historically 10-15% for equity funds).
- Set the Time Period (how many years you plan to invest).
- The calculator instantly shows your total invested amount, the wealth gained through interest, and your final maturity value.
Frequently Asked Questions
What is a good expected return rate for SIP?
Historically, equity mutual funds in India have delivered an average return of 12% to 15% over the long term (10+ years). However, mutual funds are subject to market risks, so conservative estimates often use 10-12%.